EP 29: Homeownership 101: All The Things You Need to Know as a First-Time Homeowner! (2024)

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EP 29: Homeownership 101: All The Things You Need to Know as a First-Time Homeowner! (1)

Buying your first home is equally thrilling and downright terrifying! Homeownership is peak adulting and often leaves many millennials feeling dismayed at the steep learning curve -- not to mention ALL that paperwork (#help!)


EP 29: Homeownership 101: All The Things You Need to Know as a First-Time Homeowner! (2)

If you're feeling the pressure, fear not because Zuri chats with Kendra Barnes, a Real Estate investor passionate about demystifying the homeownership process in this week's episode. In true 101 style, Kendra shares her expert opinion on renting vs. buying, if you really need a downpayment, the benefits of shopping for a mortgage lender, the lowest credit you can have to buy a house and explains what it means when a home is "Under Contract."

Stay till the end, as Kendra shares her top tips for first-time homeowners and explains the phenomenon that is house hacking (a clutch strategy that will take your coins to the next level!)

EP 29: Homeownership 101: All The Things You Need to Know as a First-Time Homeowner! (3)

courtesy of @thekeyresource

Let us know your favorite part of the convo: @ZuriHall + @HotHappyMess

Share this episode with a friend, NOW!




EP 29: Homeownership 101: All The Things You Need to Know as a First-Time Homeowner! (4)

Ellevest is an investment platform and financial literacy program primarily for women, with the goal to help close the gender money gaps

You Can Win:

  • 1-year Executive membership plan

  • Within the membership plan, you'll gain the tools you need for your money + career goals. From investing, to saving for the short term, resources on how to navigate your career, and a 50% discount to work 1:1 with a financial planner and career coach!

  • A bundled gift set from their merch collection: barrette set + tote that says: “Damn It Feels Good to Be a Go-Getter”.

We wholeheartedly believe in Ellevest’s mission to get more money into the hands of women -- and if that sounds like YOU, go ahead and enter

How To Win:

  • Follow @HotHappyMess + @ElleVest

  • Take a selfie

  • In the caption: tell us WHICH HHM podcast episode helped you find the magic in the middle of life's messes

  • It can be an AHA moment, a tangible tip you learned that helped you overcome a hurdle along your path to happiness, honestly ANYTHING we just want to see those smiling faces

  • Don’t forget to tag us + #hothappymess in order for us to see your entry (must have a PUBLIC profile)!

  • Show some love on Apple Podcasts (search Hot Happy Mess) give a 5-star rating, leave a review + tell us your fav episode from HHM so far! Make sure to put your IG handle in your review, so we know it’s you. 😉Bonus entry: Tag 3 friends on the IG photo + tell them to listen to HHM 😆

  • The giveaway is open to the USA only + closes June 26 at 11:59pm EST and the winner will be contacted via DM. 😇

EP 29: Homeownership 101: All The Things You Need to Know as a First-Time Homeowner! (5)

courtesy of @thekeyresource




  • According to CNBC: “Interest rates are low and homebuyers are butting up against bidding wars in the competition for the record-low supply of homes for sale. That is causing home prices to skyrocket at the fastest pace in 15 years.”

  • According to a recent study, for the 6th consecutive year, Millennials were the largest group of home buyers (38%) and we are buying more homes than any other generation according to the latest research from the National Association of Realtors.

EP 29: Homeownership 101: All The Things You Need to Know as a First-Time Homeowner! (6)

courtesy of @thekeyresource


Kendra Barnes is a full-time Real Estate Investor and founder of The Key Resource. Her real estate investments afforded her the ability to retire from the 9-5 life at the age of 32. She created The Key Resource to inspire, empower and educate people about the power of homeownership and Real Estate investment.

Her key message to anyone looking to buy a home or a rental property is: “You don’t have to hit the lottery or be left an inheritance to buy property. You can start with what you have right now. You are worthy of wealth.”

Kendra was born in Virginia, raised in Texas, and went to undergrad at North Carolina A&T State University. She received her Masters in Agricultural Economics from Purdue University before moving to Washington D.C.

When she's not working, or looking for her next investment, you can find her thrift shopping, baking some gluten-free goodies, or binge-watching Netflix with her husband.

Connect with Kendra: @thekeyresource | Facebook Group | House Hunting Handbook

Follow @ZuriHall and @HotHappyMess on Instagram to keep the good vibes going! :)



The HMM FB group is a safe space for our community -- it’s where can talk about our Hot Happy Mess, share tips, tricks, dish on the latest episodes, talk all things Bridgerton (or whatever show you’re currently bingeing), chat with Zuri and the ladies of the Groupchat and so much more!!!

We welcome multi-cultural, inclusive individuals who identify as female/femme/women, non-binary, trans, genderqueer, agender, or any combination of the above! – who appreciate sharing & celebrating one another experiences and learning about others’ stories + POVs (especially BIPOC + Queer).

We’re women of all races + backgrounds, united by one mission: living our lives as fully, happily & mindfully as we can.

In the HHM Crew, we value Community. Kindness. A Work Hard, Play Hard Mentality

(she likes to laugh, have fun, and maybe have one vodka shot too many after a long day of getting her AlphaBabe on).

We can't wait for you to start sharing your stories, not just with one another, but also with Z! Remember, this is a safe space, so no topic is off-limits. We just want us to have FUN! We want this space to feel like a long-distance brunch. Y'know? So grab a drink, a snack, pull up a chair, and let's all virtually hang!

Recent episodes: if ya feel like bingeing!

ICYMI: Listen to Episode 26: Make Money Moves (How to Boss Up Your Finances)

ICYMI: Listen to Episode 25: Insecures' Yvonne Orji on Why You Should Always Bet on Yourself

ICYMI: Listen to Episode 24: Imposter Syndrome (How to Fight it + OWN Your Opportunities!)

ICYMI: Listen to Episode 23: How I Made It: Zuri Hall's Career Story

ICYMI: Listen to Episode 22: I do NOT (The Divorce Episode)

ICYMI: Listen to Episode 21.5: I Bought a House (Bonus Episode)

Go back to the beginning --- ICYMI: Listen to Episode 1: How to Be Happy


EP 29: Homeownership 101: All The Things You Need to Know as a First-Time Homeowner! (7)

Hit Us Up: hello@hothappymess.com

  • #AskZuri — Submit your questions for advice straight from me (advice I'd very much prefer you not hold me legally responsible for, thaaaanks) !

  • #OkDontJudgeMeBut — Submit your wildest, juiciest confession(s) to your girls (us, duh.) Just be sure to leave a code name, if you don't want us to use your real one.

  • Join as a Podcast Guest — We are committed to telling + sharing diverse stories + POVS. Real Stories, from Real Women! (And yes we want men to be a part of the conversation - they’re just not leading it, often. lol — drop a line!)


If you loved this podcast episode, you’ll also love our first episode in our Protect Your Peace Series: Episode #1: How To Be Happy

Come listen, laugh, and maybe even learn a lil something’ -- with new episodes of Hot Happy Mess dropping every Monday on the iHeartRadio App, Apple Podcasts, or wherever you get your podcasts!

PS. Leave a review on iTunes for a chance to be spotlighted in an upcoming episode of HHM!


Zuri Hall is an Emmy award-winning TV host (Access Hollywood, American Ninja Warrior) and is the executive producer & host of this millennial-focused podcast that will empower women to avoid “best life burnout” through candid conversation, expert panel discussions, and real-life, human interest stories from everyday women.

EP 29: Homeownership 101: All The Things You Need to Know as a First-Time Homeowner! (2024)


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